Reverse Mortgage Lender

Mary Jo Lafaye

Home Equity Retirement Specialist

NMLS #246222

(415) 259-4979
Retirement Funding Solutions, NMLS#: 1025894

Welcome To Retirement Funding Solutions

Thank you for visiting my website. A Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage, is a HUD Program that is insured by the Federal Housing Administration (FHA) enabling retirees across the country to live a more enjoyable retirement. Here at Retirement Funding Solutions, our goal is to help our customers make the right, informed decision about funding their retirement

Here are some common examples of what a HECM can help you do:

  • Purchase a new home to fit your lifestyle needs
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying off existing mortgage or consolidating debt
  • Enhance your cash flow
  • Incorporate housing wealth into your retirement plan
  • Create an emergency fund
  • Increase cash to help ensure monthly bills are paid
  • Fund for home repairs or upgrades
  • Reduce the burden of out-of-pocket healthcare costs
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Have the cash for a large expense, such as a vacation or vehicle

Watch this 3-minute video to find out (almost) everything you need to know about H4P: