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Mary Jo Lafaye

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Using Home Equity



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Webinar: Using Home Equity for Improved Cash flow and Peace of Mind

WHEN: Wednesday, May 31st 12:00pm-1:00pm plus Q&A to follow. Register even if you cannot attend and I will send you the recorded version to learn at your leisure

Whether you are hoping to stay in your current home for decades to come — or move to a newer, one-level home closer to family and friends, we can show you the many ways to improve your financial position for better financial outcomes.

For those considering Downsizing or Right-sizing, we will show you how you can access additional funds of $300,000 to $550,000 (on average) to help you make a move to your RETIREMENT DREAM HOME —without spending all of your cash, and without taking on a mortgage payment during your Golden Years.

We will review solutions for your retirement, to include:

  • Setting up a Growing Line of Credit to Supplement your Retirement Income, or to draw from when your securities portfolio is declining in value: Creating a Buffer Asset to Buy Low and $ell HIGH
  • Using the FHA-insured Home Equity Conversion Mortgage (HECM Reverse Mortgage) to pay off a conventional loan, thereby eliminating your monthly mortgage payment forever
  • Using the FHA HECM Lifestyle Loan to Maximize Purchasing Power when Downsizing or Right-sizing to your Retirement Dream Home
  • Adding an Accessory Dwelling Unit (ADU or JrADU) to Create More Monthly Income
  • Buying a multi-unit property to live in one unit and collect rent on the others
  • Combining the 1031 Exchange with the IRC 121 to maximize liquidity and income for better financial outcomes throughout retirement
  • Paying for care for yourself or a loved one—without increasing your income tax burden


We look forward to seeing you there!


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Webinar: Using Home Equity for Improved Cash flow and Peace of Mind

Wednesday, May 31st 12:00pm-1:00pm

Don’t miss out on this opportunity. Register now for our free webinar.

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Your Reverse Mortgage Specialist serving Marin County, San Rafael, Novato, Larkspur, Corte Madera, Mill Valley, Sausalito, San Anselmo, Fairfax, Belvedere, Palo Alto, San Mateo, Redwood City, Mountain View, San Francisco, the Bay Area, and the surrounding Northern California area.

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