elderly couple with advisor

Reverse Mortgage Update for Advisors

When: Thursday, April 30th | 11:30 – 12:30

Where: Live Webinar via Zoom

Register today to receive one hour of CE for this 50-minute presentation with Q&A and open discussion to follow.

As an advisor, you work hard to build sustainable income strategies — but rising healthcare costs, longevity risk, market volatility, and concentrated real estate wealth can put pressure on even the most carefully constructed plans.

Join Barry Sacks, PhD, JD, and Mary Jo Lafaye for a timely update designed specifically for financial advisors and allied professionals.

Barry H. Sacks, PhD, JD has spent 35 years as an attorney specializing in qualified retirement plans and discovering a role for the FHA-insured reverse mortgage to help make a retirement portfolio last longer.

Mary Jo Lafaye is a Certified Home Equity Retirement Income Specialist who helps those 55+ unlock greater financial freedom through the strategic management of their largest asset — housing wealth. Mary Jo has been providing educational & CE courses for over 2 decades.

This educational webinar will cover:

Retirement spending patterns and risks, including unexpected "spike" expenses, and how a HECM line of credit can buffer them
The Reserve Strategy, a research-backed approach to help protect long-term cash flow
Discover the benefits of a HECM line of credit, including its growth potential and why starting early matters
Retirement mortgage options designed for today's retirees, including 2nd position loans, proprietary "jumbo" solutions, and silver divorce strategies
What's new in the reverse mortgage (HECM) landscape: higher max claim amounts
How today's products differ from what you may remember — more protections for borrowers
Non-borrowing spouse protections: eligible vs. ineligible
Borrowers may occupy ADU or Jr ADU and rent the larger portion of the home for additional income — and qualify to combine IRC 121 with a 1031 Exchange to defer capital gain taxes when selling a highly appreciated primary residence
2nd position reverse mortgage: gain liquidity without giving up a low interest rate on their first mortgage
Financial assessment: set-aside account to cover property charges for the borrower's life expectancy, increasing the probability of lifetime housing security
Downsizing with the FHA Lifestyle Home Purchase Loan: right-sizing without using all cash or taking on a monthly mortgage payment in retirement
Paying for care without invading taxable accounts

This is not a sales presentation. It's an educational session focused on helping advisors better understand current program offerings and how home equity fits — or doesn't fit — within a comprehensive retirement plan.

Whether you actively incorporate housing wealth into planning conversations or simply want updated knowledge to better serve clients, this session will provide practical insights and case-based discussion.

Who Should Attend:

Financial advisors, family law attorneys, wealth managers, CPAs, estate planners, retirement-focused professionals, and anyone looking to enjoy a happy, healthy retirement.

Bring your questions. Leave with clarity.