Downsizing 101
Five Housing Decisions to Protect Lifestyle & Liquidity for Better Financial Outcomes Throughout Retirement
A Free Educational Seminar for Homeowners, Realtors, Financial Advisors, and Families
Thinking About Making a Move, But Not Sure Where to Start?
Many retirees and pre-retirees know they want a simpler lifestyle, a more modern and manageable home, or to move closer to family and friends.
In this complimentary class at Vivalon, we will explore:
- How to structure your home purchase to stay in Marin without breaking the bank
- How to get the most financial benefit from a move
- Buying a newer home without depleting cash on hand or paying a mortgage payment* in retirement
- The Modern Retirement Mortgage**, and why it is more popular now than ever before
- What are your options if I need care in the future?
Retirement can be viewed as a balance sheet and if too much of your wealth is in your home, FHA has solutions you may want to know about.
Join local retirement, housing, and senior living experts for a practical discussion designed to help you better understand your options and make confident decisions about the next chapter of life.
What You'll Learn
- Downsizing and right-sizing strategies for today's market
- How home equity can support retirement cash flow and lifestyle goals
- Ways to preserve liquidity while purchasing your next home
- How FHA-insured HECM** (age 62+) and Secure Equity programs (age 55+) can create flexibility and peace of mind, even during periods of market volatility
- How some homeowners are creating more retirement cash flow without taking on a required monthly mortgage payment*
- Strategies for accessing home equity to support care needs, travel, home improvements, or long-term retirement goals
- Ways to navigate rising costs while maintaining the lifestyle you've worked hard to build
- Common mistakes retirees make when planning a move
- Senior housing and placement options
- How to evaluate whether staying put or making a move is right for you
Meet Your Presenters
Mary Jo Lafaye
Home Equity Retirement Specialist
Mutual of Omaha Mortgage
For more than 20 years, Mary Jo has helped older homeowners understand how housing wealth can be used strategically to improve retirement outcomes, increase financial flexibility, and support long-term financial goals.
Millie Anderson
Owner, Mom's New Pad
Millie specializes in helping seniors and their families navigate housing transitions, care options, and placement decisions with confidence and compassion.
Realtors & Financial Advisors Welcome
Do you have a 55+ client who knows they should be exploring their options but haven't taken the next step? Bring them for an enlightening morning of education and empowerment.
Many of the best conversations begin in a comfortable educational setting where homeowners can ask questions, learn from experts, and better understand what may be possible.
This seminar is a valuable resource for retirees, their families, Realtors, and Financial Advisors looking to help curious clients gain clarity and confidence about making a move in retirement.
Reserve Your Seat
Space is limited. Reserve your complimentary seat today or call (650) 440-8934.
Connect With Mary Jo
We look forward to seeing you there,
Mary Jo Lafaye NMLS #246222
Home Equity Retirement Specialist
Mutual of Omaha Mortgage
c: (650) 440-8934
e: mlafaye@mutualmortgage.com
1000 4th Street, Suite 875, San Rafael, CA, 94901
MaryJoLafaye.com
*Borrower must occupy the home as a primary residence and remain current on property taxes, homeowner's insurance, home maintenance costs, and any applicable HOA fees.
**The Home Equity Conversion Mortgage (HECM) is a FHA-insured reverse mortgage available to eligible homeowners age 62 and older. Borrowers must occupy the home as their primary residence and remain current on property taxes, homeowner's insurance, home maintenance costs, and any applicable HOA fees. Subject to credit approval and program requirements.
